Florida Insurance

Florida Insurance

Florida has the most complex insurance market in the US. Hurricane exposure, flood zones, and rising costs make finding the right coverage critical.

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Florida Risk Profile

Top Risks

HurricanesFloodingSinkholesWildfire

Avg. Homeowners Premium

$4,200-$8,500/year

Florida Insurance Requirements

PIP auto insurance required
Flood insurance recommended in most areas
Hurricane deductible applies (2-5%)
Citizens Insurance as insurer of last resort

Insurance by City

Available Products in Florida

Homeowners
Auto
Commercial Auto
General Liability
Workers Comp
Business Owners (BOP)

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